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Phillip Rosen is the Chief Technology Officer at MoneyLion, where he leads the company’s technology strategy, architecture, and innovation initiatives. With a career spanning over two decades at the intersection of finance and technology, Phillip brings a rare combination of deep technical expertise and entrepreneurial vision. Prior to joining MoneyLion, Phillip was the Founder and CEO of Even Financial, a pioneering fintech infrastructure company that built the industry’s first API-based platform for financial product distribution. Under his leadership, Even Financial scaled rapidly, forming partnerships with leading financial institutions and digital platforms, and was ultimately acquired by MoneyLion. At MoneyLion, Phillip has been instrumental in transforming the platform into a comprehensive digital financial ecosystem, seamlessly integrating AI, embedded finance, and personalized financial products. He oversees a large-scale, service-oriented architecture spanning dozens of live services, robust data pipelines, and advanced machine learning infrastructure—all built to serve millions of consumers in a secure and compliant manner. Known for his ability to scale engineering organizations, Phillip has led teams of hundreds of engineers across diverse stacks, instilled a culture of high-quality code and experimentation, and implemented AI-assisted development practices to accelerate velocity without compromising reliability. Phillip is a frequent speaker on fintech innovation, platform architecture, and AI-driven engineering. He is passionate about building technology that democratizes access to financial wellness and creates long-term value for consumers.