Julia Carreon is a client experience, digital, and operations executive with a proven track record of driving large-scale transformation across leading financial institutions. She spent 14 years at Wells Fargo Private Bank as Chief Digital Officer, where she led the largest investment account conversion in U.S. banking history—migrating client data flawlessly—and launched Wall Street’s first tablet app for financial advisors. Most recently, as Global Head of Platforms and Experiences at Citibank, she managed a $660 million annual technology budget, navigating complex organizations to deliver impactful results. Known for her strategic leadership and vast industry network, Julia also happens to have a folk-rock song written about her—Rome—by a Sony Music–signed artist.